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Are you addicted to credit?Sure, you love the thrill of the purchase and flashing your plastic as much as the next person, but how do you tell if you have a problem with credit?

Dealing with loan knock-backs

Most people will apply for a loan at some stage in their life, but knock-backs — even for the wrong reasons — do happen. Find out what to do with our guide. Credit card fees exposed How close are you to disaster? How to stop spending splurges

How to avoid crazy card fees

Is there no end to the rash of fees your card charges? Get wise and find out how you can avoid some credit card fees. Don't get comfortable with debt Credit ratings explained Get out of debt tips

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Loans and credit guides & tools

Personal loan calculatorUse our personal loan calculator to find out what your weekly, fortnightly or monthly repayments will be on any borrowed amount Find a personal loanAre you shopping around for a new personal loan? Compare interest rates, fees and rewards from hundreds of providers. Find a credit cardAre you shopping around for a new credit card? Compare interest rates, fees and rewards. Car loan calculatorIn the market for a new set of wheels? Find out what your weekly, fortnightly or monthly repayments will be on any car loan. Find a home loanAre you looking for a mortgage but don't know where to begin? Compare rates, fees and features from major lenders.